Welcome
Whether you are an individual, family or business owner we are here to help you realise your ambitions when it comes to financial matters and make your money work for you.
Our aim is to help clients identify the lifestyle they want and to provide strategies and solutions to help them achieve it.
We are Chartered Financial Planners which demonstrates our high level of knowledge and professionalism as well as our adherence to a demanding code of ethics and practice.
Our specialism is Life style financial planning which provides a financial strategy built around you and your family to help achieve and maintain the lifestyle you want. This ongoing plan and support will allow you to have a better understanding of your finances, plan for future life events as well as help maximise wealth and reduce taxes.
This comprehensive planning helps our clients obtain financial security by being able to answer questions such as when you are able to retire as well as being able to pinpoint when you will run out of money in various scenarios.
We are also able to help clarify the confusing terminology and review the huge range of products available to you; saving you time and helping you make the right decisions. We specialise in advice to business owners and corporate clients whilst our range of advisory services includes:
- Lifestyle Financial Planning
- Business Protection of key people
- Shareholder protection
- Group employee benefits - Pension or Insurance
- Investing
- Ethical investment
- Retirement planning advice
- Pension review and consolidation
- Protection and insurance
- Inheritance tax planning*
- Mortgage advice
INVESTMENT PHILOSOPHY & ETHICAL INVESTING
We believe in Modern Portfolio Theory that has been awarded the Nobel Prize. This theory believes that the performance of an investment portfolio is determined largely by the mix of asset classes rather than the individual stocks within those assets or the timing of investment.
We aim to optimise investment returns through investing in asset classes rather than stock selection after taking into account your attitude towards investment risk and investment goals. By investing in a range of asset classes such as equities, property and cash based funds we create balance within your portfolio and diversify your investments. This lowers the overall risk you are taking and gives you less sleepless nights.
In accordance with your financial plan and review service we monitor and review this asset mix on an ongoing basis to ensure it is still appropriate for you.
With membership of UKSIF (UK Sustainable Investment and Finance association) we have expertise in the area of ethical investments and understand that socially responsible and ethical investments are important to many investors.
Whatever your passion - whether it be people, planet or animals we are able to advise on those companies to avoid and whose activities you may not want to support. Likewise, we are able to advise on those companies that make a positive contribution to the environment and to a sustainable future and may have a similar moral stance to your own.
About 2plan
2plan wealth management Ltd is a national, independent, whole of market, firm of financial advisers (IFAs) and is authorised and regulated by the Financial Services Authority. 2plan provides structure and complete compliance and technology services to self-employed financial advisers across the UK. The IFAs are equipped with the latest technology services available in order for them to provide enhanced services to their clients, build professional business relationships and ensure we always treat our customers fairly.